Tuesday, February 28, 2012

Kid Rock gets wild and free for Romney event

Republican presidential candidate, former Massachusetts Gov. Mitt Romney, shakes hands with Kid Rock at a campaign event at the Royal Oak Music Theatre in Royal Oak, Mich., Monday, Feb. 27, 2012. (AP Photo/Carlos Osorio)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney, shakes hands with Kid Rock at a campaign event at the Royal Oak Music Theatre in Royal Oak, Mich., Monday, Feb. 27, 2012. (AP Photo/Carlos Osorio)

Kid Rock performs for Republican presidential candidate, former Massachusetts Gov. Mitt Romney, at the Royal Oak Music Theatre in Royal Oak, Mich., Monday, Feb. 27, 2012. (AP Photo/Carlos Osorio)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney, meets with Kid Rock after addressing supporters at the Royal Oak Music Theatre in Royal Oak, Mich., Monday, Feb. 27, 2012. (AP Photo/Carlos Osorio)

(AP) ? For his Michigan finale, Mitt Romney wanted Kid Rock.

The GOP presidential candidate, after all, begins and ends almost every event with Kid Rock's song "Born Free."

So Romney's people reached out to Kid Rock's people. The answer came back: The rocker-rapper, famous for songs like "Bawitdaba" and "Cowboy," would consider playing "Born Free" at Romney's last campaign rally before Tuesday's primary. But only if he could talk to Romney first.

The former Massachusetts governor landed in Michigan on Thursday, climbed into a black Suburban with two aides, and drove to Kid Rock's house in Clarkston, Mich., just northwest of Detroit.

"I asked him whether he might come here tonight," Romney explained Monday to the crowd gathered at the Royal Oak Music Theatre.

Romney got a grilling from the rocker for more than an hour, campaign aides said. Would he help the state of Michigan? Romney said he would. Would he help the city of Detroit? Kid Rock himself had just committed to help raise a $1 million for the struggling city's symphony. Romney said yes. And the singer born with the name Bob Ritchie pressed Romney about how he would support U.S. service members as president.

Romney left without an answer about the performance. The next day, he received an email: Kid Rock was in.

Monday night, after introductions from Michigan's lieutenant governor, attorney general and governor and from Romney's wife, Ann, the obviously buoyant candidate played warm-up act.

He gave his standard campaign speech and then announced: "I'm happy to introduce a son of Detroit, a friend, a guy who makes great music, who introduces me by DVD everywhere I go ? Kid Rock!"

Kid Rock performed the song ? "wild, like an untamed stallion ... I was born free" ? as the meticulously dressed Romney watched.

Then, Kid Rock immediately left the stage.

Additional numbers may have been problematic. Many of his hits are peppered with obscenities and references to drugs, alcohol and sex. Kid Rock himself has a bad-boy image, though he often mixes it with patriotism.

Romney, who's been emphasizing family values of late as he works to compete with socially conservative rival Rick Santorum, said later that he didn't worry about Kid Rock's mores.

"I think that he makes some pretty good music and I like listening to his music," Romney told Detroit radio station WXYT when he was asked if Kid Rock portrays values that people should emulate.

"And when I listen to the people who provide music I don't actually try to assess their personal family values," he said. "I listen to their music."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-02-28-US-Romney-Kid-Rock/id-d8d37a3ae5944c9698e6e66c16bca010

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Monday, February 27, 2012

Home Prices in Wisconsin are Stabilizing | Wisconsin Real Estate ...

Home Prices in Wisconsin are Stabilizing

Amidst the turmoil and problems of the year, there was some good news about Wisconsin home values in the year 2011; prices have stabilized. Based on a year-end report conducted by the Wisconsin Realtors? Association (WRA), the number of homes sold was slightly better than for the year 2010. And the price drop from 2010 to 2011 has been minor, signaling that we may have found the bottom of the price bubble.

Home MortgageNot Unexpected

However, this trend is not a surprise to seasoned real estate agents. The Federal Homebuyer credit that was so popular during the year 2010 was projected to have a negative impact on the first six months of 2011. This prediction came true. Even more importantly, the latter half of 2011 saw a strong increase in home sales that were higher than the same point from 2010.

Small Signs of Economic Improvement

The best news is the fact that the number of homes selling has increased. While different parts of Wisconsin have seen varying degrees of improvement, the entire state has benefitted from improvements made in the economy. While government has shown a loss in jobs, the private sector is increasing enough in new jobs to offset the government loss. This has led to a drop in the total state unemployment number, down from 7.6% to 7.1%

Lower Prices Main Reason for More Sales

Obviously, when the price of goods drops it usually signals more buying from consumers. The same is true for homes across Wisconsin. Historically low mortgage rates, paired with lower home prices, have enabled more families to buy that first elusive home. While the average home price is roughly 25% to 30% lower today than it was in 2006, the recent trends are promising. Prices will rise with increased demand. As long as unemployment continues to drop and people continue to purchase homes, the prices will eventually rise again.

Everything moves in Cycles

Keep in mind that the state economy is like a giant organism. When something affects one part, another part is affected as well. Case in point, apartments are beginning to see a good recovery. A large number of people have chosen to rent a place for the short term while they make their plans to buy a home. As this trend continues, the price to rent an apartment or single family home will rise. When the price to rent becomes higher than the monthly payment on a typical mortgage, more people will look to purchase a home.

The last few years have been tough on a lot of people. Loss of jobs, drop in home prices and a general feeling of despair have been quite common. However, times are improving, if only slightly. Now is the time to get our financial houses in order and push forward to take advantage of the great home ownership opportunities that lie before us.

Related posts:

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  5. Wisconsin December 2011 Housing Statistics The Wisconsin housing statistics are now in for December of...

Source: http://blog.rockrealtywi.com/home-prices-wisconsin-stabilizing/

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Winbond Electronics Enters Automotive Flash Memory Market ...

Serial Flash Memory Leader Applies its Design, Manufacturing Expertise to Provide TS16949-Certified, AEC-Q100-Qualified Devices to Rapidly Expanding Market

SAN JOSE, Calif.--(BUSINESS WIRE)--Winbond Electronics Corp., a leading global supplier of specialty memory solutions for computer, consumer and communication applications, today announced it is bringing its popular SpiFlash Serial Flash memory technology to the rapidly expanding automotive-electronics market. Winbond, which leads the Serial Flash market in unit sales with over 1.2 Billion devices shipped in 2011, will provide its TS16949-certified AEC-Q100-qualified Serial Flash memory devices featuring densities from two megabits to 256 megabits to global equipment makers in the automotive-electronics market. According to leading market research analysts Strategic Analytics, the automotive-electronics market will be growing at a 10 percent compound annual growth rate (CAGR) for the next five years.
The market as a whole is rapidly shifting to Serial Flash
Rapid Growth Expected in Demand for Flash Memory

Demand for DRAM and Serial Flash memory devices for automobiles is expected to increase dramatically over coming decades, as infotainment, smart dashboards and advanced driver assistant systems (ADAS) become more common either as options or standard equipment. At the same time, makers of automotive electronics have been steadily switching from parallel Flash to Serial Flash memories, which will play a critical role in these systems. Additionally, the Serial Flash memory market itself has been growing significantly, from 3.1 billion units in 2010 to an anticipated 5.6 billion units in 2016, according to Web-Feet Research.

The market as a whole is rapidly shifting to Serial Flash, said Robin Jigour, vice president of Flash memory marketing at Winbond. Winbond's market leadership in Serial Flash and unmatched manufacturing capabilities place the company in an ideal position to capitalize not just on the growing demand for such memory devices but also on this significant transition to Serial Flash underway in the automobile industry.

The global automotive semiconductor market is growing at 10 percent CAGR, thanks to a combination of increased electronics penetration per vehicle, the growing sophistication of system control, and emerging market production, said Chris Webber, vice president, Global Automotive Practice, Strategic Analytics. In many embedded automotive electronics applications Flash memory demand is increasing due to higher processor performance plus code and data expansion. This is creating new opportunities for memory vendors such as Winbond to apply Flash memory expertise and fabrication capabilities to this fast-growing market.

Worldwide makers of automotive electronics are presently developing and providing car manufacturers with a wide array of components that demand a range of densities, various temperature grades, high quality and longevity -- all qualities that Winbond's new Automotive Serial Flash products provide. Automotive systems that are taking advantage of Serial Flash memories include: audio, telematics, navigation/GPS, media centers, digital displays, cameras, data recorder, and safety-monitoring devices.

Winbond, an ISO/TS16949-certified semiconductor manufacturer with state-of-the-art fabrication facilities and which already provides specialty DRAM to the automotive industry, is addressing this fast-growing market's Serial Flash memory needs with a series of industrial- and automotive-grade SpiFlash devices. Winbond's 90-nanometer (nm) AEC-Q100 qualified Automotive Grade 2 (-40C~105C) and Automotive Grade 3 (-40C~+85C) SpiFlash memories are available now in densities up to 128Mb. Industrial Grade Plus (-40C~+105C) is also available for less stringent automotive applications. A 58nm family of SpiFlash starting with densities up to 256Mb will be introduced later in 2012, as will Winbond's 90nm parallel NOR Flash memories, also up to 256Mb.

Industrial
Grade

Industrial Grade
Plus

Automotive
Grade 3
Automotive
Grade 2
Temperature range -40C~85C -40C~105C -40C~85C -40C~105C
Part # Example W25Q80BVSSIG W25Q80BVSSJG W25Q80BVSSBG W25Q80BVSSAG
AEC-Q100 Compliant No No Yes Yes
Change Control (PPAP) No No Optional Optional
Winbond's automotive- and industrial-grade SpiFlash memories evolved from the company's original Multi-I/O Serial Flash products the first in the industry. The company's Quad-SPI architecture delivers more than eight times the performance of ordinary SPI Serial Flash memories and offers small erasable sectors for added flexibility. As a result of Winbond's pioneering efforts, the popularity of Multi-I/O Serial Flash has grown significantly, and most all Serial Flash suppliers have followed Winbond's original command set and operation. The 90nm SpiFlash family has become the industry's most popular Flash memories, while Winbond's next-generation 58nm Flash technology is underway. To date, Winbond has shipped more than three billion Serial Flash devices to electronic manufacturers worldwide, leveraging the low pin count, high performance, and price competitiveness of Winbond's Quad SpiFlash.

About Winbond

Winbond Electronics Corporation is a leading global supplier of semiconductor memory solutions, headquartered in Taichung, Taiwan. Winbond's major products include specialty DRAM, mobile RAM, NOR Flash and graphics DRAM with revenues in 2011 of approximately 930 million US dollars. Winbond has approximately 2,000 employees worldwide, with offices in Taiwan, Hong Kong, China, Japan, and the USA. For more information, please visit: www.winbond.com.

SpiFlash is a registered trademark of Winbond Electronics Corporation. All other product names that appear in this material are for identification purposes only and are acknowledged trademarks or registered trademarks of their respective companies.

Full Article

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Source: http://www.mfrtech.com/articles/24174.html

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US says it's steadfast in rebuilding Afghanistan (AP)

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A supporter of the Human Rights Network group wears a mask of U.S President Barack Obama with a noose around his neck while holding the U.S flag during an anti-American rally in Karachi February 26, 2012. About 20 supporters gathered to protest and condemn the burning of copies of the Koran at NATO's main base in Afghanistan on February 21, 2012.  REUTERS/Akhtar Soomro   (PAKISTAN - Tags: POLITICS CIVIL UNREST)AP - The top U.S. diplomat in Kabul and a campaign adviser to President Barack Obama said Sunday the U.S. isn't rethinking its commitment to Afghanistan after violent protests left more than two dozen people dead, including two American shot inside a government ministry.


Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20120226/ap_on_go_ca_st_pe/us_us_afghanistan

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Reagan shooter wants to change 'assassin' image (AP)

[unable to retrieve full-text content]AP - The man who tried to kill President Ronald Reagan more than 30 years ago said he would like to be known as something other than a would-be assassin.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20120225/ap_on_re_us/us_john_hinckley

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Sunday, February 26, 2012

Why You Need a Real Estate Attorney ? e-Intake, The Power of You

Real estate attorneys are fully lawyers who approved her practice focuses on real estate law. Real estate law is the sale, purchase or transfer of buildings, businesses and real estate. There are strict laws surrounding this type of transaction and a real estate lawyer will denver construction attorney required.

Purchasing a home is one of the biggest purchases you'll ever meet. The consequences of mistakes during the buying process, you can have many headaches and a lot of frustration. There is always a wise idea to hire an attorney before you purchase denver construction attorney any type of property. If you are involved in a lawsuit, you should see a lawyer or real estate attorney who handled complaints. Alternatively, a lawyer who handles your real estate transactions bet.

These best type of lawyers have, prepare contracts, agreements, criticism, and appear in court for their clients. A purchase agreement includes details of the screened item purchased and the conditions surrounding the building or land. This type of agreement includes details of repairs that need to be done, date of possession, Take quantities, and the date for the transfer. Real estate lawyers have to review these arrangements to ensure that laws are not violated and to protect their customers.

Many people have written their contracts of sale of a real lawyers. This type of contract includes the specific requirements and conditions, and it defines the rules surrounding the sale. People who have to disclose certain information about a house or building, do so in this contract. Also used to protect themselves against legal acts action.

A real estate lawyer as a mediator. For example, he can hold the deposit until a deal is closed. He can also negotiate on behalf of his clients. If the attorney appears in court to respond to a complaint, the work includes a real estate transaction, he is responsible for the investigation of the case, preparing a strategy and try to negotiate a solution. If an agreement can not be reached, the attorney question witnesses, present the case to a jury, and provide legal arguments.

The cost of hiring a real estate lawyer varies across the country. You can expect to pay about $ 2,000 to hire a lawyer. Some lawyers charge an hourly rate and others charge a flat fee. Before you hire an attorney, you should request an advance agreement that the attorney's fees and tasks outlined.

Before you choose a lawyer, make sure you do a lot of research. Make sure the attorney you hire has experience in the field of law that you need. Hire a professional who has at least five years experience. Contact your State Bar Association to find out if a lawyer is in good standing.

Check see whether the lawyer with all the associations, which is affiliated to cater to your legal questions. Ask your attorney references, if you need. Talk to the people who can speak on his trustworthiness and ability. Be sure to hire a lawyer, informative, friendly and helpful to choose. Make sure you understand what you need to login before you sign a agreement.

Whether are you buying a new home, sell an old house, sued, or bring an action against another person or a company, you should best lawyer you can afford.

My other articles

Real estate agents - 7 Important services that they offer

Realtors - Why Your client needs a real estate lawyer

Five Steps to Finding a good real estate lawyer

What you need to pick the right real estate lawyer

Five Steps to Finding a good real estate lawyer

Source: http://e-intake.com/parddepp876/blog/why-you-need-a-real-estate-attorney/

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Earning money Blogging Online | Internet Home Business Articles

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?Make Cash Blogging? is actually attaining popularly now a days. There are many ways you can make money blogging content articles, however listed here are the very best four most effective ways for making cash blogging content articles.

Pinging Providers ? This is a great tool that is not quite utilized however, so the faster you begin, the better your own results is going to be. Making money blogging with this device is going to be such as consuming your preferred cake. Pinging means that once you update your blog, you send out a message through a pinging support that alerts to other pinging sites that the blog had been simply up-dates.

Select an eye-catching style and design for your blog. You will discover totally free designs as well as plug ins on the web, so that you can create appealing weblogs as well as maximize their complete income producing potentials.

In the event that you where searching for a thing that is really authentic as well as outcome oriented, blogging will be precisely what you always wanted to do. Running a blog appears to be the new trend amongst the network however a very couple of really understand that you can generate handsomely via blogging.

A blog in regards to a quickly altering medium, business for example , may thrive upon day-to-day up-dates. However , a blog in regards to a hobby like snowboarding, could be better dished up by information-rich every week up-dates. A blog which is needlessly up-to-date can come off as spam to some readers.

Permitting other blog owners or individuals who discuss interests meet is a great method to reach a faithful visitor bottom. Weblogs allow cable connections in order to well-known product sales sites like auction web sites as well as Amazon. In this manner, your blog may behave as another way for marketing or pulling in more customers to buy the items that they need out of your market. Make money blogging nowadays by following these types of simple directions.

Since blog is now a money making option for someone to start a business with, there are many companies currently who are thinking on how they can act upon this appropriately. Exactly what companies generally do, is they test transforming this blog environment into funds via bringing in a lot more people through the use of a friendly interface environment.

For each and every blogger who all creates of their preferred sports group or political celebration, I can show you a blogger that has per day work that they need to report to every single early morning. Blog owners that come up with their passions, unless your own interest is actually earning money, aren?t getting wealthy generally.

Weblog commenting is crucial. This not only creates consciousness otherwise you and your blog, it also leads to any business relationship using the other blogger. So long as your own commenting is actually insightful and never viewed as spam, there is a chance that a conversation could be struck upward in your way on the path to the other blogger.

No related posts.

Source: http://www.internethomebusinessarticles.com/earning-money-blogging-online.html

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AronStevenson: Hundreds of Chinese comments on Obama?s Google+ page could indicate a crack in the Great Firewall http://t.co/i23ETdeJ

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Source: http://twitter.com/AronStevenson/statuses/173746421793701889

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Taylor Swift Invites Cancer Patient to ACM Awards | TheWrap TV

In yet another step in her apparent bid for sainthood, country music superstar Taylor Swift has invited 18-year-old leukemia patient Kevin McGuire to be her date to the Academy of Country Music Awards in April.

Also read: Viacom, Taylor Swift Partner for Global "The Hunger Games" Launch

The invitation grew from a Facebook campaign launched by McGuire's sister, Victoria, who started up the Facebook page "Taylor Swift take KEVIN McGUIRE TO PROM!" to persuade the "Mean" songbird to attend McGuire's prom at Sterling High School prom in Somerdale, N.J.

Also read: Review: Taylor Swift Goes From Country Girl to Broadway Baby in "Speak Now"

"Kevin is the kindest, most noble 18 year old a person could even fathom meeting," Tori wrote on the site, "and throughout his ups and downs Kevin never even questioned 'why me?' Nothing, and I mean NOTHING brightens Kevin's day more than Taylor Swift."

Swift was unable to take up Victoria's invitation, but she went one better and invited him to the ACM Awards, which take place on April 1 at the MGM Grand Garden Arena in Las Vegas.

"Kevin, I'm so sorry but I won't be able to make it to your prom," Swift posted to the Facebook page Friday. "But I was wondering, the ACM Awards are coming up. Would you be my date? Love, Taylor"

Awww ... it's enough to even give Hannibal Lecter a lump in his throat -- and no, it wouldn't be a piece of one of his victims.

Swift is nominated for multiple ACM Awards this year, including Entertainer of the Year and Female Vocalist of the Year.

Source: http://www.thewrap.com/article/taylor-swift-invites-cancer-patient-acm-awards-35720

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Saturday, February 25, 2012

Chavez flies to Cuba for more cancer surgery (Reuters)

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Venezuela's President Hugo Chavez (R) is welcomed by his Cuban counterpart Raul Castro at Jose Marti airport in Havana February 24, 2012. Chavez bade an emotional farewell to anxious supporters on Friday en route to Cuba for new cancer surgery, vowing to return for victory in the October election. REUTERS/Miraflores Palace/Handout (CUBA - Tags: POLITICS HEALTH) FOR EDITORIAL USE ONLY. NOT FOR SALE FOR MARKETING OR ADVERTISING CAMPAIGNS. THIS IMAGE HAS BEEN SUPPLIED BY A THIRD PARTY. IT IS DISTRIBUTED, EXACTLY AS RECEIVED BY REUTERS, AS A SERVICE TO CLIENTSReuters - Venezuelan President Hugo Chavez left for new cancer surgery in Cuba on Friday, bidding an emotional farewell to anxious supporters and vowing to return for victory in the October election.


Source: http://us.rd.yahoo.com/dailynews/rss/latam/*http%3A//news.yahoo.com/s/nm/20120225/wl_nm/us_venezuela_chavez

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Weekend in Beverly Hills: A surefire way to spark a Long Distance ...

Weekend in Beverly Hills: A surefire way to spark a Long Distance Relationship
By Jayme Lamm We've all heard how damning and abysmal the statistics of long distance relationships all turn out. For the most part, the flux that comes with being in a long distance relationship (or an LDR if you will) soon turns into a chaotic and ?
Read more on CultureMap Houston

Technology aids in long-distance relationships
Many students, like junior mass communication major Allison LeFevre, are currently involved in long-distance relationships and making use of the new technologies available to couples today, such as Skype and Facebook.
Read more on Colonnade (subscription)

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Source: http://getting-back-your-ex.com/articles/weekend-in-beverly-hills-a-surefire-way-to-spark-a-long-distance-relationship/

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The importance of learning Mandarin through Chinese audio ...

To boost their professional career, to boost their travel opportunities, or to fulfil a simple to-do task of learning another language. These are some of the top reasons why people take advantage of products like Chinese audio flashcards to learn the language. Read on to find out why it pays to learn a new language specifically Mandarin Chinese, and how tools such as Chinese MP3 flashcards can help you accomplish just that.

Chinese as an Influential Language

When you create your annual list of New Year?s resolutions, don?t you usually include ?learn another language? among your goals for the year? For many people, learning to speak another language is more than just a skill that they need to acquire. It becomes a way for them to relate to an entirely different culture than the one that they grew up on.

So if you are learning a new language, why choose Chinese?

First of all, it is a language that is spoken by nearly one-fourth of all people in the world. Aside from mainland China, other Chinese-speaking nations include Taiwan and Singapore. More importantly, no matter which part of the world it is that you travel, you are bound to find a local Chinatown where the entrepreneurs only speak Chinese. The People?s Republic of China also holds the record of having the fastest-growing economy in the world. Majority of the products that you will see in the market are ?Made in China? ? which just goes to show how influential the language is on a worldwide scale.

Additional Reasons for Learning Chinese

Next, let?s say that you did decide to add speaking Chinese among your list of skills.

In your resume, how are you supposed to add this foreign language skill if you haven?t studied language books or tools like Chinese audio flashcards or Chinese MP3 flashcards? Using such tools will allow you to get a head start on learning the Chinese language. In addition to the reasons mentioned earlier, there are plenty of other advantages to be found in learning Chinese which includes the following:

- ? If you work for an international company, being proficient in a second or third language will give you better chances to improve your career.

- ? Travelling to China and studying Chinese culture will enhance your experiences as an individual.

- ? If you have even a small hint of Chinese blood in your ancestry, learning Chinese yourself or teaching it to your kids is an excellent way to get back to your roots.

Sharpen Your Chinese-Speaking Skills through Chinese Audio Flashcards

Lastly, how can you start learning the Chinese language? Basically, you can take your pick from tools like Chinese audio flashcards, Chinese MP3 flashcards, beginner Chinese flashcards e-books or audio books, etc. When you download Chinese audio flashcards for your iPod or MP3 player, you can learn the basic phrases, expressions to use when asking for directions, terms for food and all the other must-learn words for you to survive a day in China.

?

Source: http://education.ezinemark.com/the-importance-of-learning-mandarin-through-chinese-audio-flashcards-7d33c637b294.html

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Australian inquest considers dingo-baby mystery (AP)

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FILE - In this Feb. 2, 1982, file photo, Michael and Lindy Chamberlain leave a courthouse in Alice Springs, Australia. 'The dingo's got my baby!' With those panicked words, the mystery of Azaria Chamberlain's disappearance in the Australian Outback in 1980 became the most notorious, divisive and baffling legal drama in the country's history. Had a wild dog really taken the baby? Or had Azaria's mother, Lindy, slit her daughter's throat and buried her in the desert? Thirty-two years later, Australian officials hope to finally, definitively, determine how Azaria died when the Northern Territory coroner opens a fourth inquest on Friday, Feb. 24, 2012. (AP Photo)AP - A coroner on Friday opened the fourth inquest into the most notorious and bitter legal drama in Australia's history: the 1980 death of a 9-week-old baby whose parents say a dingo took her from a tent in the Australian Outback.


Source: http://us.rd.yahoo.com/dailynews/rss/oceania/*http%3A//news.yahoo.com/s/ap/20120224/ap_on_re_as/as_australia_dingo_death

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Friday, February 24, 2012

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What does car insurance cover? | insurance - Auto Insurance Quotes

What does car insurance cover?

Auto Insurance Questions

Car insurance can cover a variety of events dependent upon what you need from your coverage. The underlying principles behind the purpose of auto insurance allow for the covering of medical expenses or property damage repair costs that may be incurred due to a car accident. There are numerous forms of coverage available to a motorist, and each form of coverage has a unique purpose.

The absolute minimum amount of insurance a driver can have is a liability insurance policy. Currently, forty seven states dictate that you must maintain some variation of liability coverage. The required monetary amounts you must have for your policy will vary state to state.

Collision insurance is the second most common form of car insurance for a motorist. It is required by law for you carry collision insurance if you own a car with an outstanding balance on it. This form of coverage will assist you in paying for the cost of repairs to your own car. However, the monetary amount an auto insurance company will provide you for repairs will not exceed the current market value of your car. For this reason, many drivers opt to purchase comprehensive insurance as a supplement to traditional collision insurance. Comprehensive insurance will pay for the full amount of repairs to your car as well as for damage that may be incurred due to an act of nature or a crime. Examples of these two situations include vandalism and tornados.

As mentioned, liability insurance is the most common form of coverage required by most states. This form of coverage is split into two sections: bodily injury protection and property damage protection. Bodily injury protections provides monetary coverage for the medical expenses another party may incur if you are found to be at fault in an automobile accident. The maximum amount that your car insurance company will spend towards these costs are dictated on your policy. Property damage protection will provide monetary compensation to a third party for the costs associated with the repair of their car. This coverage is not limited to cars. If you strike someone's mailbox, for example, your auto insurance will pay for the cost of replacing the mailbox. If your insurance coverage is not sufficient to cover the total balance of the costs incurred in an automobile accident, you will be held liable for the remainder of the balance. For this reason, it may be prudent to consider raising the coverage amounts in a policy when you are purchasing auto insurance.

For drivers in states that follow a no fault system, you will be required to carry two additional forms of coverage: uninsured motorist liability and personal injury protection insurance. Personal injury protection insurance provides money towards the cost of immediate medical attention you or your passengers may require. Uninsured motorist coverage will provide compensation for you if you happen to be struck by a hit and run motorist or by a driver who has no coverage for the costs of damages. Each different form of coverage can be beneficial to you in some manner. Education about your state's requirements will assist you in factoring what your needs are.

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Source: http://autoinsurancequotesus.com/what-does-car-insurance-cover

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[OOC]

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This forum is for OOC discussion about existing roleplays.

Please post all "Players Wanted" threads in the Roleplayers Wanted forum!

This topic is an Out Of Character part of the roleplay, ?Poke-what??. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.

Hey I made a girl character Akime. She can be the trainer but it seemed like you wanted the trainer to be male so she could also be a friend. Just a head up. :)

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Rihanna And Chris Brown's Remixes: Critics Weigh In

With 'Birthday Cake' and 'Turn Up the Music' fresh in their minds, MTV News asks music journalists for their takes on the songs.
By James Montgomery


Rihanna and Chris Brown in 2008
Photo: Kevin Mazur/ WireImage

By now, you've already heard what fans and a domestic-abuse expert had to say about Rihanna and Chris Brown's controversial collaborations on new remixes of "Birthday Cake" and "Turn Up the Music." Chances are, you've probably formed your own opinion too.

But as the initial shock of the pair's reunion subsides, and both remixes begin to diffuse into the collective conscience, we're left with one rather important question: Beyond all the (very public) handwringing the songs have created, are they actually any good? Early opinions from critics have been lukewarm at best (and downright hostile at worst), mostly because it seems they have a difficult time separating their feelings about Brown — and his 2009 assault of Rihanna — from their feelings about the songs themselves. And really, you can't blame them. In a lot of ways, it's impossible not to view the "Cake" and "Music" remixes through the prism of the past three years.

Still, with opinions still being formed (and feelings still fresh), we reached out to some of our favorite music journos to get their take on the songs and Rihanna and Brown's unlikely collaboration. Here's what they had to say:

" 'Birthday Cake' was pretty much destined to be a smash when Talk That Talk was released with only a snippet of it. ... The 78-second bit of The-Dream-produced track inspired hosannas from members of the Rihanna Navy who couldn't wait for the full thing to be released. ... Putting Chris Brown on the [remix] (and having him sing 'I wanna f--- you right now,' which Rihanna sang on the fade-out of the TTT version, as his opening gambit) seems almost like overplaying her hand. Like, this song was going to be a big deal to her fans no matter what, so why add the controversy to it? Then again, the past three years of her career have, it seems, been about her taking control of her public image in a big way — from enacting revenge fantasies in 'Man Down' to singing about sex a lot — and adding Brown to a song about fetishistic sex is a way for her to do just that, to implicitly flip off people who she sees as paternalistic or overbearing while engaging in what she calls 'chiefin'.' Every gossip item about the two of them getting back together or hanging out, every angry/sad/exulting blog post, every public tweet they direct to one another when presumably they could just DM back and forth, keeps them — and the songs — in the news. Meanwhile, Brown's song and Rihanna's contribution to it are both pretty bland, a 'Party Rock Anthem' with no shuffling and even less whimsy. At one point, Rihanna does the phrase 'I love you,' which will no doubt get tongues wagging. I am pretty much grossed out by the whole thing, to be honest." — Maura Johnston, Village Voice

"The remixes aren't terrible, and that's as much as I'll say at risk of saying something positive about Chris Brown. ... The most important thing to remember is that if you have a problem with these two teaming up: Don't blame Rihanna. Blame the ravenous, unscrupulous, money-starved record industry for being complacent through this entire event. The whole machine is falling apart, so everyone — artists like Ludacris and Justin Bieber, their labels and managers, magazines like Vibe who put Chris Brown on the cover, awards shows like the Grammys, TV networks who play Chris Brown videos — they're all too afraid to potentially put forth an opinion that would prevent them from being where money is. The fact that everyone except Jay-Z and Miranda Lambert is too chickensh-- to speak out against woman-beating is pathetic beyond pathetic. Everyone is too scared to compromise their chance to catch the last remaining dollars during the music industry's death rattle." — Christopher R. Weingarten, SPIN

"Rihanna's 'Birthday Cake' was a standout track from Talk That Talk, even in its original form (as an interlude) — and more importantly, without Chris Brown. On the remix, all Brown's aggressive, salacious verses do ... is add fuel to rumors circling of their reunion behind closed doors. [And] Rihanna comes back on the song, calling checkmate on Breezy with her suggestive lyrics — "Remember how you did it?/ Remember how you fit it?/ If you still want to kiss it, come, come and get it" — making it hard to not be teased into again reading between the lines. 'Turn Up the Music' feels like a collaboration that would have fit both artists' discography during their days coupled up. Although RiRi's airy vocals blend well with the Underdogs' dance soundscapes, adding Rihanna to the track doesn't leave a lasting impression nor elevate the song to higher grounds. Ultimately, it's not the content of the songs that matter; it's the statement both singers are trying to make by simply releasing them. The collaborations appear to be a step toward reconciliation between both — seeing the tracks climb the chart is a bonus. Rihanna wants us to know that she no longer wears the shoes of the victim and Breezy wants to prove that he's become a better man. This isn't a personal or professional move; it's both. Both singers have woven their personal life, a haunting moment in their lives, into a professional move. Though it's stirred much controversy, I believe it was bound to happen." — Erika Ramirez, Billboard.com's "The Juice"

What do you think of the collaborations? Let us know in the comments.

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Source: http://www.mtv.com/news/articles/1679709/chris-brown-rihanna-remix-critics.jhtml

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Thursday, February 23, 2012

5 favorite Billy Crystal performances (AP)

[unable to retrieve full-text content]AP - Billy Crystal is back Sunday as host of the Academy Awards, a responsibility he's held eight times before. By now, the 63-year-old comedian is a pro at this — a reliable, familiar choice who's beloved and admired by his peers.

Source: http://us.rd.yahoo.com/dailynews/rss/movies/*http%3A//news.yahoo.com/s/ap/20120223/ap_en_mo/us_film_five_most

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FDA: New suppliers to ease 2 cancer drug shortages (AP)

[unable to retrieve full-text content]

FILE - In this April 19, 2011 file photo, Food and Drug Administration (FDA) Commissioner Margaret Hamburg announces new prescription drug safety measures and a plan to fight prescription drug abuse, at the National Press Club in Washington. Federal regulators sid Tuesday, Feb. 21, 2012, they've approved new suppliers for two crucial cancer drugs, easing critical shortages — at least for the time being — that have patients worried about missing life-saving treatments. (AP Photo/J. Scott Applewhite, File)AP - Federal regulators have approved new suppliers for two crucial cancer drugs, easing critical shortages that had been ratcheting up fears that patients, particularly children with leukemia, would miss lifesaving treatments.


Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/ap/20120221/ap_on_he_me/us_drug_shortages_cancer

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It?s Democrats who are putting focus on birth control (Washington Post)

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Wednesday, February 22, 2012

Guest Faculty Vacancies for MBA (Agri-Business) Programme at ...

Rajendra Agricultural University in Bihar

February 21, 2012

Jobs for the post of Guest Faculty in MBA (Agri-Business) Programme, Faculty of Basic Sciences and Humanities, Rajendra Agricultural University, Bihar

Walk-in-Interview for the following post:

Post: Guest Faculty

No. of Post: Two

Qualification: Candidates having Postgraduate degree in MBA (Agri-Business) / MCA from a recognized University / Institute with a minimum of 2 years Work / Teaching experiences in reputed organization shall be preferred.

Consolidated Amount: Rs. 15,000/- only per month.

Candidates may appear at walk-in-interview before a selection committee constituted for the purpose on 24.02.2012 at 12.00 Noon along with all the certificates and testimonials in original and one set of Xerox copies of all the documents in the office chamber of the Co-ordinator, MBA (Agri-Business) Programme, RAU, Pusa (Samastiur), Bihar.

Further Job Information Rajendra Agricultural University in Bihar

India Job Tags: faculty, Guest, MBA, MCA, RAU

Tips For Academic Job Search: Never give your bank account information, credit card or social security number to a prospective employer. Do not accept any offers to cash checks or wire money.
Don't forget to mention Scholarship-Positions.com when replying to this position.

Source: http://academicjobs.in/guest-faculty-vacancies-for-mba-agri-business-programme-at-rajendra-agricultural-university-bihar/2012/02/21/

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Real Estate Auctions The New Land Rush ? Arkham City

On a sunny afternoon inside Miami, an energetic crowd gathers on the field of the top quality luxury land. A loud and eager banter between an auctioneer, a number of bidders and bidder assistants fills the air. For many moments the auctioneer asks for the next highest bid and the bidders reply. Suddenly the bidders grow quiet. The high bidder holds his breathing inside expectation of winning the market. The auctioneer calls for another bid. In a loud obvious voice which rolls over the audience he says, ?Fair caution, last chance? the auctioneer pauses, ?SOLD!? Also inside less than 10 moments another multimillion dollar land has changed owners.

Successful home listings like the 1 above are beginning all over North America and the Caribbean. Recently home listings have been on the rise, the increase inside popularity is partly powered by growing inventories and fading buyer confidence. Properties that were marketing inside days using traditional methods are now languishing in the market unable to attract buyers each and every sellers reduce prices. Many say the real estate boom has concluded but wise buyers and sellers are profiting from home listings.

Real Estate Auctions Work inside Up or Down Markets.

Regardless of developments or market cycles, home listings provide an open and transparent procedure for buyers and sellers. Properly conducted home listings attract prepared and ready buyers and encourage them to act now.

The market method removes the ?wait and see? mindset which serves to further depress home values. Buyers are always concerned with overpaying. Buyers gain confidence with their purchases at home listings because they can easily see what others are going to pay.

When market need is high and inventories low, home listings delivers marketing costs fine above what a ready merchant could have accepted inside a negotiated personal treaty sale. In good marketing climates countless people using traditional home methods; negotiating with 1 buyer at a time, leave lots of money of equity on the table. During up markets home listings are how to establish top market price.

Evaluating Your Real Estate for Auction

Not every home or merchant for that thing makes a good choice for market. First off sellers need to be prepared to sell now as well as for the present market value. Also a property market might not fix problems caused with a downturn inside market value of your home, when you owe over a ready buyer might pay, be willing to come to closing with your check book.

Properties that do well inside home listings have a high uniqueness factor. Ask yourself, ?What makes my home different from most others?? Maybe you own a location home or top quality luxury house, commercial attributes and land do well at market. Real land listings thrive on uniqueness. If your home is like everyone elses, the best thing you can easily do is give the most competitive price.

Most importantly sellers need to be reasonable about setting a low bid. A merchant should search at the lowest, latest comps and price below that to create the interest and urgency needed for a successful home market. Once the market begins and qualified bidders begin contending against each other you can easily watch the marketing price increase.

Locate a Qualified Real Estate Auctioneer

Start by checking with the National Auctioneers Association, the best home auctioneers belong to this company. These home auctioneers are fine trained and keep to a standard of follow as well as a code of ethics. Numerous attend the annual International Auctioneers Conference where the most recent techniques and innovations inside the real land market industry are presented.

Find out when the company you are interviewing is a full time home market firm. Many real estate professionals are becoming market licenses however do not experience with the market approach to advertising. Conducting a successful home market is nothing like personal treaty traditional home sales. Go with a home market pro.

Youre probably greater of with an firm that specializes inside home listings. There are many qualified auctioneers whom have years of experience marketing own property; furniture, dishes, field equipment and the casual uncommon painting. Selling home at market is a complex thing that should just be attempted by full time experienced home market experts.

Commissions and fees can change, sellers should pay all advertising costs upwards front and buyers usually pay 10% of the sales price to the auctioneer of which a share goes to participating real estate professionals.

Types of Real Estate Auctions

Auctions are beneficial because they create a sellers market. Professionally conducted home listings create urgency, a reason to purchase now and competition for the home. Terms and circumstances of sale are established before the market. Real land listings might follow 1 of these 3 approaches:

Absolute Auction

The home is available to the best bidder irrespective of price- using this method usually returns the best sale price.

Minimum Bid Auction

Seller agrees to sell at or above a published low bid price ? this method is worthwhile for web listings.

Seller Confirmation or Reserve Auction

With a reserve market, the seller ?reserves? the correct to accept or decline any bids commonly within 48 hours of the market. Reserve listings are employed whenever there is a lien on the home from a lender or perhaps a court requested sale with a minimum marketing price.

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Source: http://arkhamcity.org/index.php/2012/02/real-estate-auctions-the-new-land-rush/

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